APY = Annual Percentage Yield. Rates and APYs accurate as of May 11, 2020.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.


Rewards Checking Account Learn More

Balance Interest Rate APY
$0.00 - $500 0.10% 0.10%
$500 - $30,000 0.40% 0.40%
$30,000.01 - $200,000 0.70% 0.70%
$200,000.01 and over 0.10% Range from 0.10% to 0.70%

Minimum deposit of $500 to open account. Bonus criteria must be met to obtain APY.

Money Market Account Learn More

Balance Interest Rate APY
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.25% 0.25%
$100,000.00 - $249,999.99 0.35% 0.35%
$250,000.00 - $499,999.99 0.45% 0.45%
$500,000.00+ 0.50% 0.50%

Minimum deposit of $2500.00 to open account, and must maintain a minimum balance of $2500.00 to obtain APY.

Savings Accounts

Account Minimum Opening Deposit Rate APY
Passbook Savings $250.00 0.25% 0.25%
Business Savings $250.00 0.25% 0.25%

Must maintain a minimum balance of $25.00 to obtain APY.

Health Savings Account Learn More

Balance Interest Rate APY
$100.00 - $499.99 0.30% 0.30%
$500.00 - $2,499.99 0.40% 0.40%
$2,500.00 - $4,999.99 0.55% 0.55%
$5,000.00 - $14,999.99 0.70% 0.70%
$15,000.00+ 0.90% 0.90%

Minimum deposit of $100.00 to open account, and must maintain a minimum balance of  $100.00 to obtain APY.

myBOP Checking Learn More

Balance Interest Rate APY
$0 - $1,999.99 0.15% 0.15%
$2,000.00 - $4,999.99 0.20% 0.20%
$5,000.00 - $24,999.99 0.25% 0.25%
$25,000.00+ 0.30% 0.30%

Minimum deposit of $250.00 to open account, and no minimum balance to obtain APY.

Certificates of Deposit ($1,000 - $49,999) Learn More

Term Interest Rate APY
90 Days 0.20% 0.20%
6 Months 0.45% 0.45%
12 Months 0.55% 0.55%
18 Months 0.60% 0.60%
24 Months 0.75% 0.75%
36 Months 0.75% 0.75%
48 Months 0.75% 0.75%
60 Months 0.80% 0.80%

Minimum of $1000.00 to open account, and must maintain a balance of $1000.00 to obtain APY. Penalty for early withdrawal. For CD amounts over $250,000, please contact the bank

Certificates of Deposit ($50,000+) Learn More

Term Interest Rate APY
90 Days 0.25% 0.25%
6 Months 0.55% 0.55%
12 Months 0.65% 0.65%
18 Months 0.70% 0.70%
24 Months 0.90% 0.90%
36 Months 1.00% 1.00%
48 Months 1.00% 1.00%
60 Months 1.00% 1.00%

Minimum of $1000.00 to open account, and must maintain a balance of $1000.00 to obtain APY. Penalty for early withdrawal. For CD amounts over $250,000, please contact the bank

24 Month IRA Rates Learn More

Type Interest Rate APY
Fixed ($0 - $99,999) 1.00% 1.00%
Variable ($0 - $99,999) Rate is 2.00% below listed WSJ US Prime Rate Rate is 2.00% below listed WSJ US Prime Rate
Fixed ($100,000+) 1.15% 1.15%
Variable ($100,000+) Rate is 2.00% below listed WSJ US Prime Rate Rate is 2.00% below listed WSJ US Prime Rate